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This Concept Map, created with IHMC CmapTools, has information related to: Kiva_GG, Loans paid back (rate: 98%) case 1 Lender re-loans: redistributes or cashes it, Lender does not use it Unused paid back loans: $3M, Lender provides loan to Kiva, Kiva distributes loan to Entrepreneur, Kiva partners MFI, Lender re-loans: redistributes or cashes it Kiva, Loans paid back (rate: 98%) case 2 Lender does not use it, MFI certifies Entrepreneur, Entrepreneur reimburses Lender, Entrepreneur reimburses Loans paid back (rate: 98%)