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This Concept Map, created with IHMC CmapTools, has information related to: jsmithers- Instructional Design Project - Financial Literacy, Working and Earning having good work ethic, Banking Basics Understanding Checking Accounts, Taxes Roles of Luxury/Entertainment, Making Economic Decisions Opportunity Costs ????, Taxes Roles of Income, Working and Earning difference between Wage vs. Salary, Cash vs.Credit Financial Literacy Types of Budgets, Banking Basics Other tools Debit Cards, Savings Accounts interest grow savings, Taxes Roles of Property, Cash vs.Credit Financial Literacy Working and Earning, Working and Earning identifying Personal Skills and Interests, Making Economic Decisions weighing costs vs. benefits, Banking Basics Understanding Savings Accounts, Banking Basics Other tools ATM Cards, Types of Budgets ???? Periodic, Cash vs.Credit Financial Literacy Goods and Services, Types of Budgets ???? Discretionary Spending, Bills paying through Electronic payments, Working and Earning getting First job